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KfW is one of the world’s leading promotional banks. Since 1948 KfW has been committed to improving economic, social and ecological living conditions all around the world on behalf of the Federal Republic of Germany and the federal states. KfW, on behalf of the German government, is investing in rural infrastructure, so that people can trade and gain access to schools and healthcare facilities. This approach is complemented effectively by KfW promoting healthcare services, as well as small and medium-sized enterprises through local financial institutions.