GAF Refinanzierungslinie II / GAF Refinancing Line II

Kreditanstalt fur Wiederaufbau (KfW) is a financial institution founded in 1948 in Frankfurt am Main, Germany. Since 1948, it has worked on behalf of the federal and state governments to improve economic, social and ecological living conditions worldwide. Over 6500 people work at KfW.

KfW is ranked as one of the leading global promotional banks and the third largest bank in Germany in terms of total assets. As a responsible bank, KfW supports people, countries and institutions that think ahead and thereby advance society. With this profile, KfW clearly differs from commercial banks. KfW’s duty is to execute public contracts, such as promoting medium-sized companies and start-ups and grant investment loans to small and medium-sized companies as well as financing infrastructure projects, housing construction, energy-saving technologies and municipal infrastructure. Further fields of activity include education loans and film financing and KfW supports environmental and climate protection projects across all fields of activity. KfW offers a wide range of construction, housing and energy conservation programs that are used to finance residential real estate investments. KfW supports municipalities, municipal companies and institutions in financing infrastructure activities such as building sports halls, rehabilitating sewers or developing local public transport. KfW also finances training and the further education of schoolchildren, students and specialists in this area and also offers student loans and grants for professional training.

KfW focus areas: Financing, Loans, Environment, Poverty Reduction, Socio-Economic Development, Education & Training, Energy, etc.