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ING Bank Hipoteczny was established as part of the ING Bank Śląski SA Capital Group. Its main purpose is the issue of long-term mortgage bonds based on receivables from mortgage-backed loans purchased from ING Bank Śląski or other banks.
ING Bank Śląski SA has been consistently supporting the mortgage market for years, building the position of one of the main lenders in this area. Currently, ING Bank Śląski SA ranks third on the market in terms of the size of the PLN mortgage portfolio. ING Bank Śląski SA is also at the forefront of the market in terms of the volume of new credit exposures.
Bank Hipoteczny is part of the ING Bank Śląski SA Capital Group, in which ING Bank Śląski SA is the dominant entity. ING Bank Śląski SA holds 100% of shares in the share capital of Bank Hipoteczny.
From the perspective of the client whose mortgage will be transferred as part of the debt transfer to Bank Hipoteczny, both the loan service process and the level of credit and loan-related costs will remain unchanged.