Key skills and expertise

With over 30 years of experience, the expert specializes in banking, financial services, and microfinance. Previously held roles such as Deputy CEO and COO, overseeing strategic direction, transformation programs, and compliance. Responsibilities have included leading bank transformations, implementing technology upgrades, and expanding branch networks. The expert has successfully managed operations across multiple countries, aligning corporate strategies with international standards. Known for board-level influencing and multi-stakeholder management, they have driven aggressive growth strategies, resulting in increased profitability and enhanced service delivery.

Project experience and donor exposure

Sectors and geographic focus

Worked across diverse projects involving financial services, microfinance, and banking sectors, holding leadership roles such as Deputy CEO and COO. Career highlights include leading strategic transformations, compliance initiatives, and growth strategies. The expert's cross-cutting expertise includes digitalization in banking operations and microfinance, with a focus on socio-economic upliftment through microcredit and SME support. Their work spans regional and international contexts, with a particular emphasis on operations in Pakistan, Afghanistan, and the UAE, as well as oversight in multiple African and Asian countries.

The expert has extensive geographic experience in Pakistan, Afghanistan, and the United Arab Emirates, with significant roles in the banking and financial sectors. They have also contributed to operations in the Philippines, Uganda, Ghana, Sri Lanka, and Nigeria, showcasing adaptability to various regional development issues. Their work in these countries has involved leadership in microfinance and banking transformation, providing deep familiarity with local governance and cultural dynamics.

Languages and education

Bringing a background in language competencies, the expert demonstrates full professional proficiency in English, facilitating effective communication in international and multilingual contexts. They are fluent in Urdu and Punjabi, enhancing their ability to engage with diverse teams and stakeholders. Additionally, they possess basic skills in Arabic, supporting work in regions where this language is prevalent. These language competencies have been utilized in various professional settings, including in-country operations and leadership roles across multiple countries.

The expert holds an MBA in Finance and an MBA in Islamic Finance. Additionally, they have completed a CIFE Certified Islamic Finance Expert certification in the UK. Background includes a Diploma in Banking from the Australian Institute of Banking and a Diploma in Computer Science from Pakistan. Their academic background is complemented by a Chartered Accountant Articleship in Pakistan.