• 15+ years of progressive experience in decision making position with 12 years in financial sector working with financial service providers (FSP) including Mobile Financial Service Provider, Banks, Remittance and Telecom;
• Decision making managerial positions managing complex projects and supervising diverse teams;
• Experience in resource management including preparation of business forecasts, cost benefit analysis, cash flow management, budget preparation and financial statements, and reconciliation to foster optima organizational performance;
• Field level experience in implementation of Cash Based Transfer solutions disbursing more than USD 35 million in humanitarian context. Namely working with partners such as Save the Children International (SCI), CARE International, Dan Church Aid (DCA), and People in Need (PIN);
• Conducted various risk assessments on behalf of the humanitarian partners including financial risk, physical cash related risks, technology feasibility studies, logistical challenge assessments and last mile delivery channel risk assessments;
• Technical knowledge in designing, developing, testing and deployment of complex systems/platforms such as mobile financial services platforms, business applications, remittance, core banking systems, and telecom based value added service applications;
• Setup of business eco systems supporting access to finance and financial inclusion with the lead role in engaging BFIs, Telecom Companies, Internet services providers and customer touch points and other last mile delivery channels;
• Implementation of projects involving transformational banking, Mobile Banking, Mobile Payments, Branchless banking, alternative delivery channels, Digital Finance, Cash based transfer systems, Remittance, E-commerce, Government to People Payments (G2P), and People to Government Payments (P2G);
• Implementaion of Real Time Gross Settlement clearing (RTGS), Electronic Fund Transfer (EFT), Interoperability in Electronic Payments, Card less ATMs, financial switches and Card systems;
• Worked with key regulators such as the Central Banks, MoF (Ministry of Finance) involving Anti Money Laundering (AML), Counter Terrorist Funding (CTF) and Know Your Customers (KYC) norms;