The European Bank for Reconstruction and Development (EBRD) has given ProCredit Bank Serbia a €12 million loan in local currency to boost the bank’s capital and help it meet regulatory requirements. This is the first time the EBRD has issued this type of loan in local currency in the Western Balkans. The money will help strengthen Serbia’s banking sector while funding green projects and businesses owned by women and young people.
The loan comes in Serbian dinars and helps ProCredit Bank Serbia meet capital requirements, including rules for own funds and eligible liabilities. This type of regulatory capital funding is new to Serbia’s financial market. It includes call and early prepayment options that give the bank more flexibility.
All loan money must go toward either green economy projects that fit the EBRD’s environmental goals or support small and medium businesses led by women or young entrepreneurs. These groups often struggle to get financing in Serbia. The EBRD is also working with the bank to create a training program focused on succession planning for small businesses.
Aleksandra Vukosavljević from the EBRD said this deal shows the bank’s growing role in supporting Serbia’s banking sector. “It delivers on multiple priorities—from strengthening capital resilience to improving access to sustainable finance for underserved businesses,” she said. Igor Anić from ProCredit Bank Serbia called it “a very important partnership” that will finance green projects and support vulnerable groups.
The deal builds on a long partnership between the EBRD and ProCredit Bank Serbia. The two have worked together to promote green investment, financial inclusion, and sustainable development across the Western Balkans.
