EIB backs affordable, green housing in Regensburg with €80 million loan

By European Investment Bank

EIB backs affordable, green housing in Regensburg with €80 million loan

The European Investment Bank (EIB) has approved a €80 million loan to support a major housing investment programme in Regensburg, Germany, the Bank announced. The funding will help the city’s municipal housing company, Stadtbau‑GmbH Regensburg, build new homes and renovate existing ones to make them more energy-efficient, sustainable, and affordable. The overall investment, estimated at €175 million, is set to take place over several years.

“This new EIB financing sends a strong positive signal for Regensburg,” said Mayor Gertrud Maltz‑Schwarzfischer. “It will create more affordable, environmentally friendly housing and keep our city livable for generations to come.”

The new loan will allow Stadtbau to accelerate construction and renovation projects without straining its financial stability, including the creation of new social housing, major energy upgrades, and neighborhood improvements.

Stadtbau Managing Director Götz Kessler emphasized that the EIB’s support is a “crucial lever” for implementing the wider programme.

“It enables us to expand social and affordable housing while modernizing existing buildings to meet future standards,” he said. “For our tenants, that means more options, better energy efficiency, and rent that remains fair and stable.”

EIB Vice-President Nicola Beer described the project as a clear example of how Europe delivers local results.

“We’re helping a municipal housing company deliver modern, sustainable homes that ease costs for tenants while meeting climate goals,” she noted. “Regensburg, like many growing cities, must keep housing affordable as it rises to the challenge of achieving carbon neutrality.”

The initiative targets low- and middle-income renters and will improve living conditions across several neighborhoods. All new and renovated buildings will comply with the EU’s Energy Performance of Buildings Directive and environmental regulations such as the Habitats and Birds Directives. By combining social responsibility with environmental innovation, the project supports both Regensburg’s climate commitments and the EU’s broader sustainability objectives, making it a model for inclusive, green urban development.