Entrepreneurial Finance Lab (EFL Global)

The Entrepreneurial Finance Lab (EFL) is an innovative financial-technology company which employs psychometric and nontraditional applicant data to create credit scores to measure risk and potential among consumers and small businesses. EFL’s alternative scoring technology enables lenders to measure risk among applicants in the most information-scarce environments. EFL, a product of its early Harvard research, has been recognized by the G-20 as one of the most innovative approaches to SME finance globally.

EFL’s partners include over thirty retail, MFI, and SME financial institutions across a dozen countries in Africa, Latin America, South Asia, and Southeast Asia.